Financing Options
Short and Long-term Financing Available
Pay With Peace of Mind — We know how much high-quality and energy-efficient equipment will benefit you in the long run. But we also understand that paying for this equipment can be stressful at the time. Michiana Mechanical has teamed up with reputable finance companies to offer special financing options on home comfort equipment with approved credit.
To begin the application process, just click on one of the links below. If you have questions or concerns, please don’t hesitate to reach out to one of our representatives at (219) 874-2454.
9 Month Same-as-Cash
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of October 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 9 months. Repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 9 months after funds are disbursed.
8.99% APR – 5 Year Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.75 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
9.99% APR – 10 Year Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 120 monthly payments of $13.21 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
