Financing Options
Short and Long-Term Financing Available
Pay With Peace of Mind — We know how much high-quality and energy-efficient equipment will benefit you in the long run. But we also understand that paying for this equipment can be stressful at the time. Michiana Mechanical has teamed up with reputable finance companies to offer special financing options on home comfort equipment with approved credit.
To begin the application process, just click on one of the links below. If you have questions or concerns, please don’t hesitate to reach out to one of our representatives at (219) 874-2454.
9 Month Same-As-Cash
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of October 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days. Repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00
8.99% APR – 5 Year Loan
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.75 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
9.99% APR – 10 Year Loan
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 120 monthly payments of $13.21 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
